Spend Crypto Like Cash
A premium metal debit card that converts supported digital assets into fiat at the point of sale, accepted everywhere Visa is.
Card Features
- Instant Crypto Conversion at Checkout
- Worldwide Acceptance
- ATM Access
- Apple Pay
- Google Pay
- Samsung Pay
- Cashback Rewards
- Airport Lounge Benefits (premium tiers)
- Luxury Lifestyle Rewards
- Travel Protection
- Zero Foreign Transaction Fees (where offered)
Tap your card, pay with your digital assets
1. Choose your spending asset
Pick BTC, ETH, USDC, USDT, SOL or the BWS Token as your card's funding source in the app — or set a priority order.
2. Tap, swipe or pay online
Use your card anywhere Visa is accepted, in-store, online, or through Apple Pay, Google Pay and Samsung Pay.
3. Converted instantly at checkout
The exact amount of crypto is converted to local currency at the moment of purchase. The merchant receives cash; you keep your remaining crypto.
Crypto conversion is provided through participating partners. Supported assets, conversion rates, fees and availability vary by region. Eligibility and terms apply.
Every fee, shown before you pay
No hidden markups. Every crypto-funded card payment shows the full breakdown at checkout — the live mid-market rate, our applied rate, and each fee in dollars — before you confirm. The rate is locked at authorization, so the amount you see is the amount debited.
| Item | What it is | Cost |
|---|---|---|
| Exchange rate | Live mid-market rate at the moment of authorization, locked for your purchase | 0.4% spread |
| Conversion fee | Converts your crypto to local currency the merchant receives | 0.9% of purchase |
| Network fee | Blockchain network cost to move the asset (BTC, ETH, USDC, USDT, SOL) | $0.05 – $1.80 by asset |
| BWS Token payments | Pay with the BWS Token and the network fee is waived | Free |
| Foreign transactions | Pay in any local currency worldwide — no extra FX surcharge | 0% |
| Card & account fees | No monthly fee, no inactivity fee, no crypto top-up fee | $0 |
Illustrative pricing. Final rates and fees are displayed in the app before every transaction and confirmed in writing in your cardholder agreement. Crypto conversion is provided through participating partners; availability varies by region.
See a crypto card purchase end to end
1. Choose funding wallet
2. Purchase & conversion
- Mid-market rate (indicative)
- 1 USDC = $1.00
- Applied rate (0.4% spread)
- 1 USDC = $1.00
- Purchase
- $249.00
- Conversion fee (0.9%)
- $2.24
- Exchange spread (0.4%)
- $1.00
- Network fee
- $0.25
- Total cost
- $252.49
- Effective rate
- 1 USDC = $0.99
- You pay
- 252.4870 USDC
Every fee is shown before you pay — the applied rate is locked at authorization, so the amount you see is the amount debited.
3. Authorization status
- Authorization request sent to Visa
- Approved — crypto converted & locked
- Settled to merchant in USD
4. Settlement details
Make a purchase to see settlement details.
Interactive demonstration. Live card transactions are processed through participating card-issuing and digital-asset partners; rates, fees and availability vary by region.
Describe a purchase, see exactly how it works
Four finishes in premium metal
Black Titanium
Matte Gold
Navy Blue
Platinum White
Full control from the app
- Freeze Card
- Set Spending Limits
- Create Virtual Cards
- Replace Card
- View PIN
- Travel Mode
- Merchant Controls
Apply for your Brickell Wallstreet card
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